Smart Ideas: Veterans Revisited

Introduction to Aid and Attendance Pension Benefit

The Veterans Benefit Administration provides a disability income to the surviving spouses of veterans who served during a period of war. This pension is much more known to be called as aid and attendance pension benefit. For veterans younger than 65, they have to provide a proof of full disability for a pension benefit whereas those aged 65 and above do not have to.

The pension available for surviving spouses which is called death pension, is lesser although it is still based on the same rules for a living pension claim. In other words, the deceased veteran must meet the requirements for pension, unless they are totally disabled or over the age of 65, or is receiving pension currently so that his wife will receive the lesser benefit. Additionally, the spouse must remain single so she can continue receiving the pension.

A claim is submitted by the veteran or his surviving spouse, in case of a death claim. On behalf of the veteran or his spouse, there are other people who can submit the claim like a duly appointed service organization, a VA approved agent, or a an employee of the local regional VA office. So that the claim by a third person will be valid, the veteran should sign a document authorizing a power of attorney to permit someone else to file a claim for him. A duly authorized guardian can complete the application in case the veteran cannot file it or he cannot sign a power of attorney for other authorized persons to file the claim. The spouse, parent, or a friend can also submit and complete the application for an incompetent veteran as long as that person shows a power of attorney authorizing him or her and will indicate that the veteran is incompetent for financial affairs.

The effective date is typically on the day the VA receives an application. The process of approval can be done within three or six months, it does not matter because the effective date will remain on the day of receipt of the original application.

On the first day of the month after the month of effective date, the payment begins. Thus, for example the approval process took six months, then benefits for at least five months should be paid retroactively. The VA necessitates an automatic deposit of awards for savings or checking accounts.

If ever the veteran will die during the application before it was completed, the veteran will have accrued benefits. There will be an accrued benefits payable if the regional office possesses all information indicating that the application can be approved.

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